Comments on: The 7-A Money Max System, Step 4: Awareness

By: Susan Routhier

Susan Routhier — Mon, 16 Nov 2009 17:12:31 +0000

I have always tried to just use my debit card. It keeps me from over spending because although it is like using cash I dislike the feel of pulling out a “plastic” card. I subconciously feel like it is a credit card. Hence I limit my extra spending considerably. Thanks for all your updates. Susan Routhier

By: Paul Papan

Paul Papan — Sat, 14 Nov 2009 16:41:19 +0000

Dear Bruce Thank you and God bless you and yours. I have a money management plan that might work for some. My wife and I use a credit card for every purchase and on every Friday we take the reciepts and write them down in the check book just like they were a check and subtract each from our total line by line. YOU HAVE TO BE VIGILANT THAT YOU DO NOT SPEND MORE THAN WHAT IS IN YOUR CHECKING ACCOUNT ! When the bill comes in we write a check for the entire amount, and use a colored pencil for that statemennt ,and color each line in the check book that corresponds to each charge on the statement. This eliminates these lines when you ballance your check book, you skip the colored ones when you ballance. You can pay the full amount because the money has been in your account for the whole month. We only use the cash back credit cards and average forty dollars a month cash back in our pockets. It takes dicipline.

By: Alicia M

Alicia M — Sat, 14 Nov 2009 15:46:10 +0000

After 12 years of just paying bills, saving nothing, and getting further into debt..(even with conservative spending)…we have finally found a great spending organizer we love. It’s mint.com. For us, we were just never good at realizing how much we really needed to live each month..we were making guestimations. Now both my husband and I can get online and see just how much we’ve spent of our “fast food” budget, how much we’re really spending on “groceries”, and everything else. We’ve creating a spending allowing for every possible category. I wish we had had this years ago.
Of course, sometime it takes getting to this place to realize your mistakes, and realize how valuable time is….and how easy it is to WASTE time and money!! No more. We can’t wait to be out of debt be ahead, and actually watch our money multiply in the right direction. (wish I could back up 12 years)

By: Chuck

Chuck — Sat, 14 Nov 2009 09:30:48 +0000

Yes, many thanks for the Friday Freebies! I am passing these along to people who cannot afford internet service at this time. You are right on with accepting the “truth” in spending. Keep ‘em coming!! The Lord’s Blessings upon you and your household.

By: faye edwards

faye edwards — Sat, 14 Nov 2009 01:27:31 +0000

It is so easy to overspend. I have started using a debit card and
when I get home, I enter each shopping register in my check book.
That seems to help me stay within my means. Thanks for the
weekly updates. GOD bless you as you travel and share these
tips. Faye Edwards

By: Kathryn Baker

Kathryn Baker — Fri, 13 Nov 2009 17:12:09 +0000

We use an envelope (like you taught us in your conference at Mobberly Baptist in Longview, Tx. in 07?) to place our monthly reciepts. This allows us to keep a running tab of our monthly expenses on the front of the envelope. It helps us clearly see our monthly expenses and where we need to cut back if necessary.
We love you website and comments from others. They are so helpful and encouraging to us…”…and let us consider how we may spur one another on toward love and good deeds…let us encourage one another…” Hebrews 10: 24,25 NIV Quest
Thank you and God Bless your day with joy,